Abu Dhabi Islamic Bank engages in the provision of Shariah-based banking, financing, and investment services. It operates through the following segments: Global Retail Banking, Global Wholesale Banking, Private Banking, Treasury, Real Estate, and Other Operations. The Global Retail Banking segment handles small and medium businesses and deposits of individual customers, and provides consumer and commercial murabahat, Ijara, Islamic covered card, and funds transfer and trade finance facilities. The Global Wholesale Banking segment covers financing, other credit facilities, deposits, and current accounts for corporate and institutional customers. The Private Banking segment includes financing, other credit facilities, deposits, and current accounts for high net worth individual customers. The Treasury segment comprises of money market; trading and treasury services; and management of funding operations of the bank by use of investment deposits. The Real Estate segment acquires sells, develops, and leases land and buildings. The Other Operations segment consists of head office, subsidiaries, associates, and joint ventures, which are not included in other segments. The company was founded on January 1, 1997 and is headquartered in Abu Dhabi, United Arab Emirates.