Abu Dhabi Commercial Bank engages in the business of retail, commercial and Islamic banking, and provision of other financial services. The firm’s services include retail banking, wealth management, private banking, corporate banking, commercial banking, cash management, investment banking, corporate finance, foreign exchange, interest rate and currency derivatives, Islamic products, project finance, and property management services. It operates through the following business segments: Consumer Banking, Wholesale Banking, Investments and Treasury, and Property Management. The Consumer Banking segment comprises of retail, wealth management, Islamic financing, and investment in associates. The Wholesale Banking comprises of business banking, cash management, trade finance, corporate finance, small and medium enterprise financing, investment banking, Islamic financing, infrastructure and asset finance, and government and public enterprises. The Investment and Treasury segment comprises of central treasury operations, management of the Group’s investment portfolio and interest rate, currency and commodity derivative portfolio, and Islamic financing. The Property Management segment comprises of real estate management and engineering service operations of subsidiaries and rental income earned from properties of the Group. The company was founded on July 1, 1985 and is headquartered in Abu Dhabi, the United Arab Emirates.